Loans

What We Offer

• Consumer Loans: Based on Payroll
• Funeral Loans: Per Capita or Payroll Based (See Brochure)
• Vehicle Loans: (See Brochure)
• Income Tax Loans: Based on Previous
• Income Tax Return – Starting 2nd week of December
• Lease Income Loans: Based on Land Owner Income Report
• Home Loans: (See Brochure)
• Home Equity Loans: (See Brochure)
• Business Loans: (See Brochure) 

Interest Loan Rates

• Consumer Loans 8.00%
• Funeral Loans 8.00%
• Vehicle Loans %Varies
• Income Tax Loans 8.00%
• Lease Loans 8.00%
• Home/Land & Home Equity Non-Trust 7.00%
• Home/Land & Home Equity Trust 6.00%
• Refinance Loans 9.00%
• Business Loans – Total Indebtedness exceeds $100,000 9.00%