- Must be an enrolled member of the Yakama Nation
- Must be employed 6+ months- Regular Full Time
- Eligible co-signer needed for 1st time borrowers and those trying to reestablish credit***
- Debt to Income Ratio (DTI) cannot exceed 45%
- Cannot have delinquent loans or delinquent co-signed loans
- Must live within the Boundaries/Ceded Area of the Yakama Reservation -ORloan must be secured by trust funds or automatic payroll deduction
- Refinance Loans must be paid 50% prior to receiving any new loans (2nd Refinances: No new loans until paid in full)
- Combined total loans cannot exceed 3x’s gross monthly income
***Eligible Co-signer:
Employed with the YN or one of its enterprises to secure a payroll deduction if loan becomes delinquent
Co-signer allowed to sign for NO more than one applicant
